“When we first met Ross we were looking for help with a pension transfer. Recently, he has helped us prepare for our retirement. Initially, we were sceptical and nervous as we hadn’t needed financial advice before. From the first meeting with Ross, we appreciated his complete honesty in helping us make the correct decision for us and our old age. He invested our pension lump sum and it has performed very nicely. We have always felt so comfortable with Ross. We value his friendly down to earth approach, his professionalism and most importantly we trust him. Ross has helped us feel very good about our financial situation and is so reassuring, even at difficult financial times.
I would recommend him to anyone who is looking for good, honest, and reliable financial advice.”
Mr & Mrs D, Motherwell
“I've known Euan for about 9 years and have always found him to be completely professional. He listens well to the customer's needs and wishes and explains things in simple terms. Euan advised me on income production in retirement some years ago and, more recently, advised my wife when she reached retirement. Currently he is advising us on the financing of a house extension and the most tax efficient way of accessing funds. Euan produced Cash Flow Models showing how our funds could look over time. Cash flow modelling is particularly valuable now when considering how to fund our house extension as we can clearly see what is affordable. My wife is a much more cautious investor and was grateful for the reassurance Euan provided. That counts for a lot.
Any client looking towards providing a comfortable retirement, whether investing for that time or using an accumulated retirement pot now, would benefit from the professional advice Euan provides.”
Mr R, Edinburgh
“Before we met Juniper, we were worried about the reputation of financial advisers as we had limited knowledge of the market. We wanted the freedom to choose from multiple suppliers.
We were referred to Ross by a family member and found him to be very helpful, knowledgeable and personable.
Ross explained the many options available, considered our income ambitions, our risk appetite and provided options that took these into consideration.
We particularly liked how Juniper present information and demonstrate how long our retirement pot will last.
Overall, Ross made us feel listened to and understood. Anyone interested in retirement planning, who has a number of pension pots and savings would benefit from speaking to Juniper.”
Mr & Mrs M Stirling
“Scott was exceptionally helpful in steering us through our retirement plans, and plotting a way through the maze of inheritance issues with a considerate attitude at all times. Nothing was allowed to be a problem, and every step was explained in a rational, easily understood way.
Yes, it is a business transaction, but at no stage did it feel overtly commercial, and we always felt that our needs were front and central.”
Mr & Mrs C, Biggar
“We approached Ross as my parents were ageing and needing more support with their finances. In addition, our oldest brother has autism and was reliant on parental support with his finances. Ross has taken on board all our complexities and dealt with some very sensitive issues in a very kind, calm and professional manner. He has supported me on many occasions filling out forms and dealing with matters which are in my opinion well below his level of expertise, but he has understood that on these occasions it has all been too much for me to handle.
I could not recommend Ross highly enough to anyone needing help managing the finances of elderly parents or siblings needing extra support.”
